I am here for you
Buying a home may be the largest financial transaction you make in your lifetime. As such there are many important questions to consider when purchasing a home.
First and foremost who should you trust to be your REALTOR®? Should you choose me as your realtor I will be here for you every step of the way. Guiding you through the real estate market and answering all of your questions!
Supporting you every step of the way
Perhaps this is your first time buying, or you are a seasoned veteran - one thing is for sure there is always more to learn about real estate, especially in a frequently changing market! As your realtor I am constantly observing the market, learning new tools, and keeping up to date on neighbourhood news so that you don’t have to.
I will enhance your search process using our state-of-the-art property search tools and uncover certain aspects you may not have considered such as the investment value of the property. I am confident that with my knowledge of the market, real estate expertise and negotiating skills, I will help you get the best possible deal and handle all of the the critical details.
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HOME BUYER'S GLOSSARY
AMORTIZATION PERIOD
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
APPRASIAL
The process of determining the market value of a property.
CLOSED MortgageS
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
MORTGAGE
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
Neighbourhood News
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Take the next step in your journey
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:
CENTURY 21 Bachman & Associates
INFO & SERVICES
CENTURY 21 Bachman & Associates
360 McMillan Avenue, Winnipeg, MB R3L0N2
(204) 453-7653
INFO & SERVICES
Independently Owned and Operated. ®/™ trademarks owned by Century 21 Real Estate LLC used under license or authorized sub-license. © 2020 Century 21 Canada Limited Partnership © 2020 Century 21 Canada Limited Partnership
The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR ® , REALTORS ® and the REALTOR ® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license. This listing content provided by REALTOR.ca has been licensed by REALTOR® members of The Canadian Real Estate Association. Not intended to solicit properties currently listed for sale or buyers under contract.
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